Card machines and EPOS for Yorkshire businesses, set up in person.

We compare card payment and EPOS providers for pubs, shops, cafés and restaurants across Yorkshire, set everything up on-site, and stay on hand long after.

Reviewed on Trustpilot by local businesses
Pennine Payments setting up a new card machine for a shop owner

Independent advice, delivered in person.

Not tied to one provider

We work with several of the UK's leading card payment and EPOS providers, so we can compare them and recommend the one that fits how your business trades.

Set up face to face

We come to you, install your card machine or EPOS, and make sure you and your staff are comfortable using it before we leave.

Support that continues

You'll have a named contact at Pennine Payments for anything you need after setup, backed by your provider's own support team.

Providers we work with

  • Teya
  • Shift4 Payments
  • Worldpay
  • Clover
  • SumUp
  • EPOS 247
  • Register
  • EIT

Accept all major cards and contactless payments

  • Visa
  • Mastercard
  • American Express
  • Contactless

How we can help

  • Free payment review

    Send us a recent card statement and we'll show you what you're really paying, including the fees that don't show up in the headline rate.

  • Card machines

    Countertop, portable and handheld terminals for taking card, contactless, Apple Pay and Google Pay at the bar, the till or the table.

  • EPOS systems

    Tills that handle orders, tables, stock and reporting, set up for pubs, restaurants and retail and integrated with your card payments.

  • New businesses

    Opening soon? We'll get you set up to take payments from your first day of trading.

  • Online and phone payments

    Payment links, website checkouts and card-not-present payments for businesses that take bookings or orders remotely.

  • Business funding

    Cash advances from our funding partners, repaid automatically as a share of your card takings. Find out more

Matt talking a business owner through a card machine Customer paying by contactless card on a portable card machine Matt reviewing payment options with a customer

Modern kit, built around your business

Fast settlement

Options that pay your takings into your account quickly, including weekends and bank holidays.

Tap to pay on your phone

Take contactless payments straight from a smartphone, with no extra hardware.

No SIM charges

Terminals without ongoing monthly SIM fees, to keep running costs down.

No PCI fees or paperwork

With our preferred providers there are no PCI compliance charges and no annual questionnaire to fill in.

Features vary by provider. We'll explain exactly what's included with each option before you decide.

How the free payment review works

No obligation, and no pressure. If your current setup is already good value, we'll tell you.

  1. Tell us about your business

    Fill in the short form or give us a call. A recent card processing statement helps us give you an accurate, like-for-like comparison.

  2. We compare your options

    We look at what you pay now and compare it with suitable options from the providers we work with.

  3. You decide, we set it up

    We talk you through the choices in plain English. If you switch, we handle the setup and stay on hand afterwards.

Matthew Stringer, founder of Pennine Payments

Local experience. Trusted advice.

Hi, I'm Matthew. After working for large corporate payment companies for years, I often found that the technology and solutions available to me were limited. This meant I was not always able to offer every business the solution that best suited their individual needs. That is why I set up Pennine Payments.

My aim is to give local businesses a more personal approach to payments by taking the time to understand how each business works and what they genuinely need. Because I work independently with a range of payment and technology providers, I am not tied to offering one particular solution. This allows me to compare different options and recommend what I believe is the right fit for your business, whether that is card payments, eCommerce payment gateways, EPOS or other payment technology.

My approach is simple: straightforward, honest advice, personal service and better payment solutions tailored to your business.

Matthew Stringer, Founder

What local businesses say

Matthew set up Teya for me—no hassle, no fuss; he sorted everything. Four terminals, easy to use, and now paying much less for my card payments.
Anthony DarwentTrustpilot, August 2026
I have resisted card machines now for several years but also got increasingly tired of waiting for customers' payments to arrive via BACS… Having now used the machine for the past couple of weeks, I would not be without it.
Matt AppleyardTrustpilot, September 2026
Matt is very helpful, and nothing is too much trouble. He is very professional and definitely knows his stuff. 100% recommend
Clare WatsonTrustpilot, September 2026
Was so happy to get such a great deal, which will save me thousands over the year. Very impressed with the hardware and equipment too.
DanTrustpilot, September 2026
Matthew has been amazing!!! Set me up really swiftly and easily with Teya. The card reader is a really smart bit of kit, and he's saved me a huge amount on fees!!!
Thomas JonesTrustpilot, July 2026
Matt was extremely helpful all the way through the process, and we've made some great savings.
Jo DodsonTrustpilot, September 2026

Card machine and EPOS support across Yorkshire

Based in Huddersfield, we work with businesses across Yorkshire and the surrounding areas. If your town isn't listed, get in touch anyway.

  • Huddersfield
  • Halifax
  • Bradford
  • Leeds
  • York
  • Harrogate
  • Wakefield
  • Barnsley
  • Sheffield
  • Rotherham
  • Worksop
  • Chesterfield

Common questions

Is the payment review really free?

Yes. There's no charge and no obligation to switch. If your current deal is already good value, we'll tell you.

What do I need for the review?

A recent statement from your card payment provider is the most useful thing. It shows your rates and any extra fees, so we can compare like for like.

Which providers do you work with?

We work with several of the UK's leading card payment and EPOS providers. Because we're not tied to one, we can recommend whichever suits your business best.

I'm opening a new business. Can you help?

Yes. We help start-ups get card payments and EPOS in place before opening day, so you're ready to trade from the start.

What happens if I have a problem after setup?

Get in touch and we'll help sort it out, working with the provider on your behalf where needed. For urgent terminal issues, your provider's support team is also on hand.

Can you help with business funding?

Yes. We work with Liberis and YouLend, who offer cash advances repaid as a share of your card takings. The provider decides eligibility and amounts. More about business funding

Do you only work with pubs and restaurants?

No. We work with pubs, restaurants and cafés, but also shops, trades, salons and professional services, anywhere that takes card payments.

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